I was not meant to be working right now. This was meant to be my year off. Mr S’s too. Thirteen months of owning our own time.
We postponed it due to COVID. Can’t travel over seas. With state borders repeatedly closing, there were times we couldn’t even have travelled interstate, with no guarantee that state borders won’t close again.
Now, while I’m not sad we are not having this year off, I made it quite clear to Mr S, who wanted to postpone for two years, that I am definitely having 2022 off. I didn’t only want to go to the UK. I wanted to potter and garden and learn German and exercise and read and bake and explore and … and … and. So much more.
But mostly I wanted to not go to work.
Our forced savings for the year off have stopped being deducted from our income, which meant our pay as gone up to 100%. Having got used to living on 80% of our income, I didn’t want to waste the 20%, so I’ve upped our mortgage repayments.
With 20% of our income being taken out post tax and saved for us for four years, we have a nice lump sum waiting for us. We momentarily thought about cashing it in and paying off our mortgage.
But no! I WANT that year off.
I say to myself repeatedly, “Only three and a half terms left.” It’s a pretty liberating feeling. (Yes, I will be back after the year off but more than a year off – 13 whole months!!!)
I can see why FIRE is attractive.
It’s not that I haven’t got satisfaction snd identity and fun and fulfilment from work. But I’m ready to get more of that from other things.
What I’ve just read: Laura Tingle’s essay on NZ in the Quarterly Essay: The High Road: what Australia can learn from New Zealand. Sharp and incisive and comprehensive. Australians need to know more about NZ and this is a good start.
Also read Snakes and Ladders by Angela Williams, a memoir about a woman who was sent to prison for breach of weekend detention, a decade after her original drug-fuelled crime and after having turned her life around, getting uni degrees. I got to this book via a FB group which started in protest about the current sexual mistreatment of women working in Australian parliament but the FB group wiped the word women from the title as it was deemed exclusionary. At which point I left the group. The women are being raped, sexually assaulted, harassed because they are women. The protest is being co-opted by a group with a different agenda.
What I’ve been watching: I finished season 1 and started on season 2 of Our Yorkshire Farm. Mr S got into it too. What a fabulous family! But while I’d love to live there, farming is not for me.
Continuing with Season 1 of Vera – episode 2, which I have seen before, probably more than once but it was still so scary – the sounds, background music, faces popping up at windows. I had to mute bits. I can’t cope with really scary bits. I know it’s imaginary. I know they catch the killer but still. Why so scary? Why oh why do people always turn their back on the crazy murderer? And why are English coppers always on their own when there’s someone with a hammer about?
I also watched some rubbish – James Corden interview Prince Harry. (I will be watching Oprah’s interview next week.) Flicked between Gogglebox and Wife Swap. My two rubbish addictions!
Steps to my goals:
- Sleep: crap week
- Water: not enough.
- Exercise: ditto.
- Decluttering: said goodbye to the dress that I thought would last for a few more wears. But happy to release it while it is okay for someone else. With quite a few other items from my wardrobe, I will either take to a clothes swap meet or to the op shop.
- Main thing too embarrassed to tell you about: did nothing.
- FIRE: our first increased mortgage repayment went in, dropping our mortgage by over $7,000. If we keep this up, the mortgage will be gone in three years. My super is nearly double our mortgage, so worse case if work really shit me and I couldn’t continue is we could pay off our mortgage and fix up the house and live off Mr S’s super which is more than double mine.